For those practicing dentistry, it is a wise decision to choose a dental malpractice insurer. There are many dental malpractice insurers in the market and therefore making a choice can be difficult. Here are some areas to consider.
Focus on dentistry – The company you choose should predominantly specialize in dental malpractice insurance. This means your case will always be put first before any other types of insurance
Strong financial position in the market – It is best to choose a company that has the ability to manage an expensive payout and one that has been in business for many years.
Rated A – You should check if the insurer you choose is rated A (excellent) by A.M. Best & Co., who are one of the premier raters of insurance companies.
Experience – If there is a case against you, it is vital that your insurer has the right local counsel and a dental malpractice attorney team who will defend you. Speak to your insurer and check on their credentials on training for dental malpractice issues.
Record of writing dental malpractice in your state – If you reside in LA, you should choose a firm that has a track record of writing dental malpractice insurance in your state. It is also important that the company has a Los Angeles dental malpractice attorney team to assist you in case there is a claim.
Anyone who has experience any of the above should consult a dental malpractice attorney.